Quick Answer: What Should I Do If I Hit A Pole With My Car?

Do you have to pay for a telephone pole if you hit it?

It depends on who the pole belongs to and the exact circumstances of the crash, but typically yes, you will have to pay for the damage.

Fortunately, your car insurance should cover the cost, thanks to “third-party liability insurance”, which is included with all the main types of car insurance..

What happens if you hit a light pole?

Under a basic insurance policy, you have coverage for property that you damage. You could damage someone else’s vehicle, a bench, a fence, a building, or a pole. As long as you have no legal interest in the property, your insurer will pay up to your Property Damage Liability limits to repair or replace the property.

What happens if you hit a bollard?

If you hit a stationary object, such as a lamppost, bollard or parked car, you’ll need to stop your vehicle and be prepared to give your details to anybody who asks for it.

How does insurance work if I hit my own car?

Yes, provided you have collision coverage as part of your insurance policy. If you don’t have collision coverage, and you are at-fault for the accident, you are on the hook to pay for any damages to your vehicle.

How fast do you need to go to knock down a telephone pole?

87 mph. Depends on the poles diameter, condition, and age.

What if I damage my own car?

You can make an insurance claim for damage you caused to your own car if you have collision and/or comprehensive coverage. If you have a liability-only car insurance policy, however, damage that you do to your own car won’t be covered. Liability insurance only pays for the other driver’s damages and injuries.

Will my car insurance cover me if I hit a pole?

Collision coverage is generally what you need in your car insurance policy to cover hitting a pole. … Whether it’s a light post, a telephone pole, or anything else, it would be covered under collision coverage. You won’t get collision (or comprehensive) coverage with a basic insurance policy.

Does your insurance go up if you file a claim?

If you make a claim, your car insurance premium may increase, depending on the circumstances. For example, if you cause an accident it’s likely your Budget Direct insurance premium will increase to reflect your higher risk rating.

Can I put a bollard on my drive?

So long as it is a private road, yes you can. To give you a high level of access control, we recommend you allow for a drive through gap between each bollard of 1.3 – 1.5 mtrs.

Is hitting a pole a hit and run?

Running into a pole is not only embarrassing, but it can also be quite expensive. Not only do you have to pay for repairs to your car, but you also need to cover property damages as well. … If you drive off and don’t report the collision, you can even be charged with a misdemeanor hit and run for property damage.

Will my insurance go up if I hit a wall?

Not everyone will have a rate increase if they have a single car accident. Liability insurance isn’t designed to protect your vehicle. … If you hit an animal, a tree, wall, or flip your vehicle, if you don’t have collision coverage, then you will be responsible for the costs.