How Long Does It Take To Get RDP Title Deed?

Do RDP houses have title deeds?

In 2016 there was an estimated backlog of 900,000 title deeds for RDP houses.

This means that many of the sales of RDP houses have been done informally – without the transferring of title deeds, and so there is no formal record of the sale..

Can you sell a property without title deeds?

You will firstly need to contact the Land Registry to ascertain whether or not the property is registered. If the property is registered, you needn’t worry about the lost house deeds as the Land Registry will hold official copies of all the documents that you would require to sell the property.

Can you rent out a RDP house?

Residents reminded about terms and conditions regarding RDP houses. Residents warned against using their low cost houses to make money from it. Renting, selling or making money out of low-cost housing is illegal and residents are warned against that.

Who keeps the deeds to my house?

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time.

How long does it take to get a title deed in South Africa?

10 daysThe Deeds Office takes 10 days to deliver a title deed to the conveyancer after registration.

How do I know if I qualify for a RDP house?

How can I check if the RDP house I applied for has been approved? It will give you an immediate reply on your status. If you are not in the Western Cape you can use this Housing Hotline number: 0800 146 873, or email

How much does it cost to build an RDP house?

An Average RDP house is around 50 square meters and is built for around an average cost of R1 500 per square meter.

Do banks finance RDP houses?

It’s not that banks aren’t financing the RDP houses — it’s simply that the scale is so small. CAHF data shows that Standard Bank has been the most active in the market, but it financed just 715 of the total 11,000 RDP houses sold in 2017.

Does a deed mean you own the house?

When you own a home, you own both the deed and title for that property. In real estate, title means you have ownership and a right to use the property. … The deed is the physical legal document that transfers ownership. It shows who you bought your house from, and when you sell it, it shows who you sold it to.

How do I get a title deed for RDP?

You have to go in person and fill out a form at the Deeds Office asking them to do a data search. It will cost about R14. 00 for them to do the search. You will need to give as much information as you can about the house: the ID number of the person is useful, and the erf number of the house, not the street number.

How long does it take to get RDP house?

This is a “waiting list”. Once the project is finalized and the houses built, you will be given keys and a title deed to your home, but it can take many years. It is illegal to sell an RDP house before you’ve lived in it for eight years. It is illegal to rent out an RDP house.

How do I change my RDP title deed?

If you find that the owner never had a title deed for her house, you can bring an application to the high court to ask for a declaratory order that the house be transferred into your name. You would need proof that the house was left in your parents’ care and that you have lived in the house for 20 years.

Is it illegal to sell RDP houses?

Gauteng’s housing backlog is estimated at 500 000 units — and illegal sales of RDP houses are in the tens of thousands. … According to the Housing Amendment Act, a beneficiary may not sell the house within the first eight years of having taken occupation.

What are the disadvantages of RDP houses?

“RDP houses are built of such energy-inefficient materials that it is sometimes warmer outside the house than inside. The costs of keeping these houses heated come out of the earnings of the people who can least afford to pay them – heating can cost poor people up to 66% of their income,” Wentzel says.

How many names can be on a deed?

How many people can be on title? Title can be held by one person, or by two or more people as “joint tenants” or “tenants in common”. If the owners are registered as joint tenants, it means that if one of them dies, the property belongs to the surviving joint tenant.